Om Saikrupa Urban nidhi provides loan against property 50% of the total valuation by valuer:

Om Saikrupa Urban Nidhi offer a host of Home Loan options that can be tailor made to suit individual needs. Om Saikrupa Urban mortgage loan is a Loan against Property (LAP) that helps you with financial needs to invest in your business ventures while allowing you to direct all your attention to your business. With Loan against Property, you can leverage the value of a residential or commercial property, and we will ensure that your enterprise does not feel the burden of working capital, warranting a stable business for you.

Features & Benefits

• Attractive Interests Rates
• Balance Transfer Facility
• Nominal Prepayment Charges
• Doorstep Service

GENERAL DOCUMENTS (APPLICABLE TO ALL)

1. Application form duly filled by the borrower, Co-borrowers (if applicable) and submitted along with 2 photographs each.
2. Proof of identity (Photocopies of PAN/Passport/Driver’s License, Voter ID card)
3. Proof of Residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
4. Statement of Bank account for last 12 months held by the applicant/s.
5. Personal asset liability statement in the Bank’s standard format.

ADDITIONAL DOCUMENTS: FOR SALARIED EMPLOYEES

1. Latest Salary slip 3 months
2. Copy of identity card issued by the employer and Appointment Letter
3. Form16 or IT Returns for the last 2 years.

FOR SELF EMPLOYED/PROFESSIONALS/BUSINESSMEN

1. Photocopies of IT Returns/Assessment orders for the last 3 years.
2. Balance sheet and Profit and Loss A/c for the last three years (Certified true copy)
3. Proof of business address.
4. Business proof (Registration Certificate of establishment)
5. A photocopy of Certificate of Practice (if applicable).
6. TDS Certificate (Form 16A, if applicable)